Freelance Tax Guides

Free plain-English guides covering self-employed tax, National Insurance, Self Assessment, allowances and more — all written for UK freelancers.

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Self-Employed Tax

Self-Employed Tax Guide UK

Complete guide to income tax, NI and deadlines for the self-employed.

Sole Trader Tax UK

How sole traders are taxed, what to register and when to pay.

Self-Employed Tax Brackets 2025/26

Income tax bands and rates that apply to freelance and self-employed income.

UK Tax Year Dates

Key dates for the UK tax year — filing deadlines, payment dates and penalties.

Tax in Northern Ireland

How income tax and NI work for self-employed people in Northern Ireland.

How to Become Self-Employed UK

Step-by-step guide to registering and getting started as self-employed.

Register as Self-Employed

How and when to register with HMRC, what you need and common mistakes.

Do I Need to Do a Tax Return?

Find out whether you are required to file a Self Assessment return.

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Tax Allowances

Freelancer Tax Allowances UK

Personal allowance, trading allowance, dividend relief and more explained.

Trading Allowance

The £1,000 trading allowance — who qualifies and how to claim it.

Dividend Tax Rates 2025/26

Current dividend tax rates, thresholds and how to report dividend income.

Personal Allowance Over £100k

How your personal allowance tapers away above £100,000 and what to do.

Personal Allowance for Pensioners

Tax-free allowances available to retired freelancers and pensioners.

Personal Tax Allowance News

Latest updates and announcements on the personal allowance from HMRC.

Pension Tax Relief Calculator

How pension contributions reduce your tax bill and boost your retirement pot.

Tax on Pension Withdrawal

How pension withdrawals are taxed and how to plan withdrawals efficiently.

SIPP Withdrawal Tax Calculator

Calculate the tax on SIPP withdrawals at different income levels.

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National Insurance

National Insurance for Freelancers

Class 2 and Class 4 NI explained — rates, thresholds and State Pension impact.

Class 4 National Insurance

How Class 4 NIC is calculated on self-employed profits and when you pay it.

National Insurance Thresholds

Current NI thresholds for Class 2 and Class 4 for 2025/26.

Employer's NI Calculator

Calculate employer's NI costs when hiring staff or moving from sole trader to Ltd.

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Self Assessment

Self Assessment Tax Return Guide

How to file your Self Assessment return, what to include and key deadlines.

HMRC Self Assessment Gateway

How to access and use the HMRC online Self Assessment portal.

What Is the SA100 Form?

The SA100 is the main Self Assessment tax return form — what goes where.

What Is Self Assessment?

Plain-English explanation of Self Assessment and who needs to use it.

Self Assessment Payment Details

How to pay your Self Assessment bill — bank transfer, Direct Debit and more.

Tax Code OT Explained

What tax code OT means, why HMRC assigns it and how to get it corrected.

Tax Return Calculator

Estimate your Self Assessment tax bill before you file.

Universal Credit & Self Assessment

Whether and how to declare Universal Credit on your tax return.

Claiming Universal Credit Self-Employed

How Universal Credit works for self-employed people and what to report.

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Tax Comparisons & Calculators

Ltd Company Tax Calculator

Compare sole trader vs limited company tax and find the most efficient structure.

PAYE vs Ltd Company Calculator

Side-by-side tax comparison for employees considering going limited.

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Tax Software

Tax Software for Freelancers

Comparison of the best UK tax software for freelancers — MTD-ready options.

Best Tax Return Apps

Top apps for completing your Self Assessment quickly on mobile or desktop.